Two beefy p-ch mosfets and a resistor will do the job.
For 48V, the bidirectional zener is required to protect the gates, they usually can handle ±20V at very most, 12-15V is a safe value.
The voltage drop will be negligible with decent mosfets.
What's the charger open-circuit voltage? If not exceeding 48V in any situation, a 55-60V should be enough, but it's always better to leave a larger margin, 75-80V would be perfect.
The downside of higher voltages is higher Rds, requiring beefier and more expensive parts.