Thanks for the replies guys. I know that you are going to hate me for this answer, but I tapped into a "Home Brew" PSU circuit that I got from a trade and just assumed that everything was chipper. After very close inspection, I realized that It has two transformers in it and the secondaries are wired in a totally unconventional manner - THEY ARE TOTALLY FLOATING!!. This is why I was getting low voltage when referencing ground.
The Circuit Works Just Fine and BTW, tapping into the positive output of the bridge as a reference gives it an added boost with fewer parts.
Yes, I forgot to put caps before the regulators:)