Here's my DIY configurable passive dummy load.
The basic unit when I got it was a bunch of fans and big heatsinks, with 18 x 200R 250W resistors, wired up with a couple of relays to give about four different total load values via a single connector.
I modified it in 2010 by ripping out all the original wiring and relays, adding some more heatsinks and resistors from the scrapbox, a bunch of terminal blocks, and wiring all individual resistors to the terminal blocks. Except for paralleling up the 200R ones in pairs, for 9 x 100R 500W.
Then made up a bunch of jumper leads with crimped ring and spade lugs. Lastly there's an insulating block with 8 isolated M6 bolts, to use as combining and final connection points.
The resistors available are 12 x 1R 100W, 4 x 9R 200W, 9 x 100R 500W.
Its first configuration was 0.8R, 2KW (for testing a HP 6269B 40V 50A supply), but it's been reconfigured a few times since then.
Currently it's in the machine shop, hence the mess in the pics.