1) You say "potentially inductive", etc, so why not a zero-crossing type SSR???
2) You say that you can't afford a $60 SSR which meets your needs, but have you budgeted for a heatsink, and a safety enclosure to contain the dangerous voltages inside, while cooling down the SSR? Have you budgeted for machining and labor? You will multiply your BOM by several times to get to "product" cost.
I did exactly this for work, it was a sturdy metal box, outlet on outside, 120V cord going inside, SSR inside, heatsink on outside, several fuses added, and it took me two days to put all parts together and build it. If I factored in my salary for two days, it cost us a shocking amount to build such a box, but I was lightly occupied in labor that week, so who cares.
In the end, you realize it, someone else had already made such a product already, for a far cheaper price, and it's all potted etc, and much safer.