I am very serious about my computers and I always do gold and I have never had a problem ----ever. Many of my machines get taken apart and re-arranged dozens of time. Most of my very best machines I even keep on test benches, because of this.
Re: Gold on tin:
"... an effect called 'Tin fretting',..."
I don't think you will run into this problem, if you buy from quality manufacturers. I don't even know if they do this method now, but I am not an expert on this exact thing. I own tinned copper cookware and know how to retin them. That is the extent of my tin knowledge. I don't doubt this other guy had this problem, but I never heard of it before.