Have you considered an NTC? They are made for this kind of application, so the surge rating shouldn't be an issue. And you could dimension it so that losses in steady state are a lot lower than a fixed 2-3
resistor.
Sorry but you have completely misread the subject. The steady state losses in the OP's question are exactly zero; and AC losses are independent of the actual resistance, defined by the capacitance only.
It's not a precharge current limiter; it's
not in series with the
supply, but in series with the capacitor. An NTC is a completely wrong component as it has variable resistance; instead you want an optimum snubbing resistance (which, luckily, tends to be a large range in this application). (Of course, the ESR of an elcap is variable too, but that's a cost saving tradeoff; an NTC would be both more expensive, and less suitable, than a standard resistor, so it makes very little sense to suggest one!)
The losses are
independent of the resistor value anyway, so the NTC dissipates the same as a fixed resistor.
Also, the NTC doesn't have any time to heat up during the snubbing action at power-on, so it's basically the same as a fixed resistor, just temperature dependent for no reason.
Or, maybe we are discussing about a completely different subject, surge
current limiting, but let's make it clear that we change the subject, shall we?
A surge current limiter (such as NTC)
does helps with the voltage overshoot, as well, but in a very lossy way (now you have the DC loss all the time, keeping the NTC hot 24/7, just to combat the very low-duty hotplug event!). If the problem is only the surge-induced voltage ringing, and if it's completely solved with the typical snubber circuit, I would not go on to suggest further input surge current limiting, for such low current, low capacitance circuit, unless there is something special there requiring it.
Also note that
properly using an NTC as a surge limiter is complex as you have to carefully synchronize bus capacitance discharge with the thermal cooldown of the NTC and even then it tends to be tricky, leading to edge cases where the current isn't limited properly. So for a robust NTC based design, you should analyze for the worst edge case, which is, hotplugging while the NTC is still hot from the earlier run, but the capacitors have already ran empty. And, when you do that, you could as well use a fixed resistor (with the same R as the
hot NTC has); using NTC instead would only reduce the
average case input surge current, which isn't super meaningful.
In any case, I don't think that the inrush current is a problem. The amount of ceramic capacitance is such low (2.2uF), that to snub it, no massive amount of snubbing capacitance is needed (so we are at around 10 to 100 uF, with series R of at least several ohms), which means, the inrush I^2*t isn't high enough to blow sensibly chosen fuses, or anything like that. The reason why I don't suggest current limiting here, is that it's really a lot more complex subject, so avoid it in simple, low power cases where it isn't needed.