Wrong, there is no current possible that would ever trip fusible resistor. Although resistors extremely rarely (like almost never) fail with some resistance reduction, they never fail short. Not to say fusible resistors do not even exist with such resistance values to begin with.
This. Fusible resistors are used when small resistance values are needed for current limiting (e.g. cheap-than-NTC-ass inrush limiting); they basically combine resistance and fuse in one package, fuse part of which sucks compared to a real fuse, but is just barely acceptable and offers lowest price and smallest size.
OP simply needs to decide between a high voltage rated part, or putting more easily second-sourceable standard parts in series. Enough of them, assuming worst-case voltage rating, which for resistors (ignoring the absolute smallest packages) is 200V. Sometimes designers specify a physically larger part, by specifying higher power rating than they actually need (and getting larger body as a side effect), because they are often rated to 300V or even more, in which case two in series would (probably, maybe) suffice.
But legislation is different everywhere and so is grid quality, and if your TRIAC or whatever dies anyway after some peak voltage, it makes little sense to make the resistor divider better than that. Lightning strikes cause overvoltage spikes on countryside, which may be or may not be a huge problem.