Rather than draw a circuit I will describe an extreme case. Once you understand the concept you can easily come up with easier, more appropriate implementations. In your hub put a normally closed relay in series with the output. On the output side of the relay put a moderately high value resistor connected to your positive supply. The resistor will have negligible impact when the relay is in its normally closed position. When you want to check connection, say as part of the powering up sequence, you briefly open the relay. With the relay open, if the speaker is connected the less than twenty ohm resistance of the speaker will pull the voltage near ground. If not it will be at the supply voltage.