Could you provide some data to back this up? It's not just me, there are thousands of people flying models with LiPo packs, a handful in the community have had fires, about 90% of those occurred while charging and almost all of those that I've seen were charging without the balance leads connected.
Note that "a handful" out of "thousands" is roughly 0.1% meaning you are agreeing with my numbers! You just need to apply logic instead of emotion.
A proper cell does not typically go up in flames while charging, even if electrically abused. They have passive safety layers; which are not perfect, of course, but make a big difference between a cheap Chinese product made in a no-name factory vs. a Panasonic or Samsung cell with decades of R&D and responsibility by the manufacturer.
It's hard to protect against physical damage, like a copter crash; but during charging, having catastrophic failure is almost inexcusable, even if the charger does something wrong. Yet as you say, these crap cells fail while charging. It's a clear sign of lack of passive cell-level safety including shutdown separators, CIDs and PTCs (and likely modern and proprietary things I'm not even aware of).
The fact the same people who sell these crap cells, also sell fire-proof sacks and stainless steel bunkers for charging, tells the whole story. They make a business out of the well-known unsafety of their own products.
No one has actual data about this, obviously. The many orders of magnitude difference in safety between proper cells inside
hunderds of millions consumer device, vs. "almost everybody has seen or heard about someone (2nd or 3rd hand) having a fire" in the Hobbyking hobbyist scene, should be evident.
Similarly, it's very typical that when a phone goes up in flames generating headlines, it's almost always a cheap replacement cell that was used; even if the percentage of such replacement cells inside the devices is minuscule. Hence many orders of difference in safety. But again, no one has hard data on this.
Do note, I have absolutely nothing against these Hobbyking products and do use them myself, they have their place. I just don't like mental dishonesty.