Electrolytics normally have quite poor DF; this sounds reasonable to me. On the high side perhaps, but not ridiculous.
Note that ESR, by its name (effective), varies with frequency; for electrolytics, it's normally quite a bit higher at low frequencies, thus the DF stays high over a wide frequency range. DF approaches 1 of course near the resonant frequency (Xc = Xl, ESR alone remains).
If the capacitor is suspected of old age, I would try heating it up, see if that reduces ESR significantly. Chilling will always cause ESR to increase (typically ESR rises significantly below 0°C or so), but when the temperature where this occurs shifts upward (i.e. heating "cures" its high ESR), that's sign of a failing capacitor.
Tim