Hi,
For a lot of hobby use microscopes are overrated. Nevertheless, you could probably find a top brand used microscope via gumtree/craigslist etc for a lot less, although you might need to wait for something to appear. That's how I sourced my Japanese microscope, for about half that price.
However, the microscope mostly gathers dust ever since I got an Optivisor head-mount magnifier.
It's excellent for a real-time view while soldering (I use it for SMD too of course, no issue down to 0.5 mm pitch parts at least).
For inspection, I reuse my photo camera, or use a little Carson magnifier (they are surprisingly good for the crazy-low price), or, more recently, I purchased a near-pocket-sized microscope, but I've not had an occasion to put that to serious use.