1) Bitwarden Premium
2) 2 SFA in Bitwarden with authenticator App Yubico on my phone (not in my PC)
3) Yubico app on my phone with NFC activation
4) Yubikey 5 NFC attached on my necklace
5) Phone unlock with fingerprint
6) Driving a tank with a week of water supply and a toilet: to prevent rubber-hose cryptoanalysis.
I am not saying your idea is invalid or unnecessary. I do not know your situation and threat model. But remember that overengineering is as bad to security as negligence or ignorance.
Security is a balance between many factors. Convenience is one of them. Security measures that are too burdersome are not only pain in the ass, but
decrease security. A brain naturally seeks ways to reduce effort and in the end circumvents the security. This is like having 3 doors and 20 locks to your apartment: in the critical moment you will have only one lock closed and it will be one, which is weaker than what you would have if you only started with one door with 2 strong locks.
(1)Again, I want to stress: I do not say your idea is bad! But it has 5 factors involved in protecting the target resource, which sounds much. So just re-evaluate, if it will not end up with your brain trying hard to avoid going through that path each time you need to authenticate. And I tell you, your brain is much clever than you are, and has a master degree in deception.
(1) Nerds feeling an urge to educate me on physical security and adequacy of locks: this is a picture drawn to explain a different subject and whatever one thinks about locks is irrelevant.