Let me try to dispel some misconceptions about high voltage measurement.
Let's forget about high voltage transients for a moment, as these are unlikely in the home environment, if you can discount lightning strikes and such on the supply side. (These would be just as lethal whether you're measuring 115V or 380V, by the way)
Let's also assume that the meter is used properly, with the probes in the Volts/Ohms and COM jacks and the range selector on Volts.
Let me also remind you that all protection devices (PTCs, MOVs and GDTs) only come in action for voltages higher than 1000V.
Because of the high impedance (usually 10M Ohms on the Volt range and 2.5G Ohms on the mV range), the amps flowing through the meter have a very low value (about
100uA) and the high 1000V voltage is reduced straight away to
10 mV (assuming an impedance of 100 Ohms for the upstream circuit), as the current flows immediately through a network of beefy step-down resistors before hitting the measuring circuit. So the traces can be very thin on the Volts range and they usually are.
So, in that situation, all CAT-rated multimeters are essentially the same and the main safety concern should be for the operator not to come in contact with the high voltage being measured.
That brings us to the probes, their insulation and meter connections. Make sure that those have the correct CAT ratings and inspect your probe and meter connections. If you don't trust your probes, do what I did and buy a nice set of Fluke TL175 probes ($20.00), for peace of mind.
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