Other posters were criticised for mentioning safety, it is a serious matter. Meters can and do explode, or burst into flames.
True, but Harbor Freight has given away millions of DT130s with remarkably few deaths.
I couldn't even find one on google.
Multimeter safety is a tad overrated, and has been pushed toward the extreme end of the OH&S spectrum.
That's not a bad thing of course, in fact it's great, but people do get a tad carried away.
Sure the general recommendation of "CAT III for anything mains related and above" is good general advice, but it's not needed.
Most people do not work on such high energy systems to warrant being that worried about it.
And basically it's limited to only one fault scenario, probes in the A jack by mistake when measuring mains or another high energy system.
The whole peak overload thing (e.g lighting strike on the mains) is so remote an issue that it's almost not a thing.
For example, my latest pocket meter (the 1980s) coming out soon was going to be CAT II, whcih would be fine for a pocket meter, but the new standard says you are no longer able to brand CAT I or CAT II on the front of a meter any more, you can only brand CAT III and above. So they did a few design tweaks to get it to CAT III standard so it could be printed on the front, lest anything think it has "no CAT rating".
So all new meters should (if they follow the standards for third party approval) either have CAT III/IV printed on them, or nothing at all.