If considering fused leads, be aware that they can cause their own subtle dangers. There's always the chance that the fuse has blown. After the fuse blows, the meter will indicate no voltage, and/or open circuit, no matter what it's connected to. So if you want to verify that power has been disconnected from a circuit, you have to put the meter in voltage mode, measure the circuit and see that it has no voltage, then measure a known non-zero voltage source to verify that the fuse hasn't blown.
I suppose any meter could fail, so it's always a good idea to measure a known voltage before and after verifying that something has been disconnected, but fused leads give an easy mechanism for the leads to fail open circuit, disabling measurement of voltage as well as current. On the other hand, an open fuse in the current path of a meter will only disable current measurement.
There's so much more to meter safety than just the fuse. I'd also echo the sentiments suggesting buying a relatively low-end but safe meter by one of the good companies when dealing with anything that has mains-level energy or higher.