I own several thermal cameras and whilst I love the FLIR E4 ergonomics, it is a compromise solution in order to meet its BoM target.
The microbolometer is what could be described as a 'bare bones' economy version. Do not get me wrong, it's good, just not great. Then there is the lens. I am aware that a lens is sized to meet the needs of the microbolometer physical size, but bigger is still better. FLIR used a fixed focus, small aperture lens in the Ex series. This makes them very easy to use but that lens will never produce an image as good as a larger manual focussed lens. Looking at images produced by the Exx series gives an idea of what I am saying.
The relatively new phone mounted cameras are undoubtedly very capable, using decent microbolometers and lenses. My only issue with them from a personal perspective is that they need a phone host. I prefer the more ergonomic 'all in one' thermal cameras for daily use.
Fraser