i keep being told that if i want to do anything electronics related i need a good multimeter. I will follow your advice, thanks.
[emphasis mine]
I hear it a lot too but it's really not true. You can get quite far with any half-decent multimeter. I know many cultists do not like this, but it is true as evidenced by myself and many others.
A good multimeter doesn't hurt, obviously, but a good soldering iron, for example, is much more important.
In other words, a $20 multimeter totally enables hobby and professional electronic design no problem whatsoever. A $150 unit may or may not change something, maybe, perhaps.
But a $20 soldering iron is a disaster, it makes the whole ordeal much more challenging than it needs to be. But if you get a decent soldering station (even the cheapest Hakko) + set of commonly used tips (I'd recommend chisel types of different sizes, say 1 to 5 mm), your productivity and success rate goes up a big notch.
Having a well equipped lab (don't forget "trivial" consumables like wires in different sizes, component assortments, strip board, Kapton tape, flux, cleaners, etc.) is everything, and there usually is limitation in money (otherwise we wouldn't be discussing this, right?), so spend it wisely.
I always put the money where it's most needed by factual basis and that's why I'm still on the cheap no-name multimeter... I could totally use a Fluke even at my home lab, but just hasn't happened so far.