You can easily build a "Vbe multiplier" with just 2 resistors and a bipolar resistor, and this acts as a power zener diode. Add a potentiometer to adjust the "knee voltage", so you can simulate a battery pack between "full" and "empty".
For a sharper knee, use a TL431, for a softer knee, add a series resistor, or tweak it in any way suitable to your needs.
Putting multiple power supplies in series is common, and any decent power lab power supply should be able to be used in this configuration.
When in CC mode it becomes more problematic, because only one of the power supplies will be in current limiting mode, and then if the total voltage drops below the output voltage of the other power supply, it's terminals get reversed.