I can confirm all of the above.
I jumped onto lead free soldering because I disliked the idea of using lead even before RoSH, but I could not even finish the first 100g roll of lead-free solder. It is a nuicanse to work with as a hobbyists.
Extra Flux is mandatory when working with smd components.
As my eyes are aging with the rest of me I recently bought an Amscope 7x-45x stereo microscope. This wonderfull piece of equipment makes soldering small SMD stuff a breeze.
Instead of a 0.5x Barlow lens I would have prefered a 0.7x lens though, but those are EUR25 as spare, so I will probably buy one.
My desk is too high for a 0.5x Barlow lens and my chair too low, so I have to sit very straight and stretch my neck / back to reach the oculair with my eyes. A bit uncomfortable, but not straining, some folks might say it is a "healthy" position.
When you are working with Lead-Free solder you have to look out for Lead contamination.
1% of lead contamination can mess with the lead free alloy and you can loose upto 90% of mechanical strength, and solder isn't that strong to begin with.
The other way around is not so critical. Whether your're soldering with 50/50 or 30/70 may influence the ease of soldering, but not the strength of the final joint.
Nowaday's "low temp" solder is also becoming more popular, and often used for repairing high density circuits such as those portable super computers of the last 15 years, which are somtimes called "phones".
I have no Idea what happens if those low temp bismuth based alloys get in contact with lead.
In my youth the Cray-I seemed to be the most wonderfull super computer ever in existance, probably because it was at that time
https://en.wikipedia.org/wiki/Cray-1The Iconic form of the Cray 1 is also still being recognized by many (even not so computer savvy) people.
An average phone will outperform it by a factor of 20 or more, and at a fraction of the power consumption
Happy Soldering.