Despite there's the 10m rule, most of the time a wall socket is considered CAT II regardless.
UL60950-1, which is the standard for ITE device power safety, considers all residential/commercial sockets CAT II, even if they are plugged right away from the panel.
I.E. they are all requested to withstand 2.5kV for household uses, even a CAT III 300V system can see potentially 4kV.
The basic reference for construction per OV category is the IEC60664-x series. Please note that most national standards based on IEC60950-1 are now essentially deprecated, and the correct reference for ITE and comm and A/V is now IEC62368-1, where most national versions are effective between now and 2020. National standards based on IEC61010-x and IEC60335-x remain the correct references for test equipment and appliances, respectively.
ANSI/UL 60950-1 does, in fact, both consider and allow and define conditions for designs per OV category I. But as overvoltage category I is for equipment having a mains connection where transient over-voltages are limited (that is,'protected' electronic circuits), you are correct that a design for connection to AC mains should consider at least cat II.
Finally, for North America, Australia, Japan, EU, and others, the 'ultimate' and final deciding factor for ratings of construction and materials is the local/national building code (for example, NFPA70 for the U.S).