I don't think that lack of fuses in the multimeter is a problem.
There's plenty of input 'protection' in the form of making it really inconvenient to move the leads to current measurement position. So much so that I expect people will just use a real multimeter for that. Owon saved us a few cents there.
The VGA output is puzzling. Is there really anybody who'd want that?
Maybe the VGA output is for a really specialist use like Chinese electronic assembly lines and OWON are hoping to cash in on that.
(In fact the combination of features on this device is just so weird that I suspect the entire 'scope is an attempt to cash in on one particular, specialist market).