I agree on Blu-ray being close to over.
The best way to explain this: I'd rather have the necessary hardware if cost isn't too much. While I may use it once a year, being limited on not having that ability may be an issue. If it were $500, then I'd skip it, however, for $60 or so, it's worth having.
Also, it's rare I ever "upgrade" a computer. From experience, by the time I need more RAM, or a GPU, etc... the cost to get obsoleted hardware that will physically fit in the computer is a high cost percentage of a new machine.
I look at it this way, I'd rather spend a bit more now and not worry about upgrades.
The statement about RAM makes more sense. Actually, I was going with 16GB, but, when I saw the price, I tossed in another 16GB. I highly doubt I'll need more than 32GB but one never knows.
As I expected, I got lots of great feedback, and, when it comes to opinions about computers, many will exist. I didn't expect a simple answer to my questions, but, I got some assurance that it's a solid pick.
I'm still uncertain why the GPU is "obsolete" as I'd like to avoid getting something that will cause incompatibility issues and/or not be able to use other hardware with it. Can someone point me to a GPU that isn't obsolete or name the reason(s) the one I selected is obsolete?