It's a person who has a job, but cannot afford a mortgage or rent.
Typical job might be a cleaner or grocery shelf stacker, but they're living out of their car, and going to the gym to use the shower.
Yeah, I get that's what I think that was trying to say... but its numbers seem pretty dubious. I'd consider the claim that there are significant numbers of people who are homeless while making $60k salaries pretty extraordinary and in need of a lot more definition of your terms and justification before I'm going to believe it. NYC is the only of those I have somewhat recent direct experience with: While yes, you could absolutely not afford to rent in a fancy new Manhattan highrise even for your full paycheck, prices drop significantly as you move to smaller landlords in the outer boroughs. Point of reference, when I left NY I was renting a basic but clean/safe/functional and pretty large 1 BR about a 30 minute commute from midtown for $1500/m.
Having bad work colleagues can be a nightmare.
I was given some work to do so got on with it.
Half way through the job a delivery van arrived to pick them up.
The secretary had booked the van without asking me when they would be ready.
I was told off ! so I left the business.