tl;dr -- Charmhigh CHMT48VB works great for me for years. For prototype runs, it (or the YY1) could be great for you.
Everyone needs something different from their P&P system and I think your mileage varies entirely based upon what you need to accomplish. Seon, for example, needs to produce thousands of boards as hands off as possible. That's completely different from my (and maybe your) use case.
I want to rapidly create a new design, get a PCB from Allpcb or jlcpcb, pick and place it, and be ready to produce 20-50 if it's a good design. I've outsourced this in the past, and it takes roughly 8 weeks to outsource fab + assy. If I outsource fab and do assy myself, I can go from idea to finished board in 3 weeks. That's a huge difference to me. If my client is happy, I can make up to 50. If they're REALLY happy, then I'll outsource everything. My typical design has about 150 placements on the bottom and 80 placements on the top (the majority 0402).
I've had a really good experience with my CHMT48VB for the last 2 years. Charmhigh has been super responsive with various issues that have come up. It mostly just works. The biggest problems I've had thusfar are:
1) I've needed to change the system X,Y compensation because everything was consistently and slightly off. Charmhigh took my pictures and sent back a video showing how to do the compensation in just a few hours.
2) The Z clearance isn't huge. I have a few tall parts that will run into tall parts already placed on the board. That sucks when an explosion of parts comes off the board after having been placed.
3) The DPV (pick & place file) is not well documented, so I've spent quite a bit of time hacking things until they work (e.g. if you have your own fiducials, they have to be listed in the file as un-placed components).
I wish there were additional features in their software. For example, I wish you could mark a feeder as "no advance" so it would pick the one that I've already exposed rather than dragging. I also wish you had more (or an unlimited) number of "anywhere" cut tape feeders. They currently have a limit of 9.
My biggest pain point right now is a lack of ability to swap reels (like with a standalone feeder). I make specialty RF boards which sometimes need lots of specialty components (e.g. specific resistor values for filters). When I switch to making a different board, it can take a day or two to unweave each reel I no longer need from the built-in feeders, and reweave the new reels.
I looked at the cheapest machines that use feeders (CHM 550/560, maybe Neoden S1). It occurred to me it might just be cheaper to buy a second CHMT48VB or possibly a YY1. The YY1 seems to have a feature where you can swap out an entire bank of reels in one shot--that'd work for me great.