Thank for the tip on that cable. I think I'll end up getting one of those and point-to-pointing the rest of the stuff I need directly on an ATMEGA, being I don't need very much at all.
I just discovered one catch with the cables.
They originally all came with clip together plastic shells that were ease to pull apart to add the reset line, and a 5V line if you need it.
It looks like many of the cables on sale now have molded USb cases rather then the clip-together shells. The lack of a reset makes it a bit of a pain to program devices.
This includes the ebay item 280783277462 one, unfortunately. I have attached a photo of my original modified one and the new molded type. You can tell the molded ones as the case has the four molding holes. I cut the molding of one cable to take a look. All the RS232 outputs are available and it is easy to identify them with one of the RS232 terminal programs that let you toggle the control lines. They only come with R, Tx and ground connected.

The drivers for the Prolific chip are here:
http://www.prolific.com.tw/eng/downloads.asp?id=31Richard
Edit: Did a search on ebay and it is possible that other then the original Nokia CA-52 cable, all the Chinese clones may have the molded case now. Definitely the supply of the cables is dropping. Two years ago and everyone was selling them, but now the phones that used them are becoming obsolete.
There will be plenty of other USB to serial cables that can be used - this one was nice as it was cheap and it used to have the case that could be opened and the PCB was at the USB connector end of the cable.
It looks like FTDI cables with the 6 pin connector are available for under $13, so it may be the easiest solution now.
Ebay Item #270873825130