Thanks for the warning! Yes, I am a bit weary of the SMD-only mounting too. In the past, I have typically just placed two through-hole pads next to each other and soldered in a U-shaped piece of wire myself, which has worked just fine.
But I have played with some designs recently which use the back of the PCB directly as a front panel, hence I want to use SMD only to keep the back side clean. The SMD-only micro USB jacks have held up nicely so far, which lets me hope that the test point will be adequate too. I'll try to place it such that, if it tears off, it does not take any other connections with it...