as you cannot feel the distance and they introduce lag too
Yeah, definitely not useful for real-time solder/inspection, manual eyesight through an optical microscope is much nicer as no lag ;-)
But if you are taking photos for assembly examples it's great, I really like the one I linked despite it being fairly cheap-feeling. I've got both an optical and USB one and use both. Previously I made an adapter to fit a camera onto the optical one, but having a dedicated USB microscope is a lot easier.
If going the USB route: it's well worth it to get a sturdy holder for the microscope with fine focus adjustment that moves the microscope up/down using a knob. Otherwise you will find the USB microscope fairly frustrating I think.