To me that sounds like a fundamental incompatibility and a relationship I would not wish to continue, but that's only something each individual can determine for themselves. If I had a wife that was badgering me to buy a different house or a replace my car I would replace the wife instead with one that is frugal like I am but that's just me.Divorce is notoriously un-frugal in its own right.
Might be cheaper to buy a nicer house now, instead of ending up with half a house later.
Might be cheaper to buy a nicer house now, instead of ending up with half a house later.
That's starting to sound like extortion, no thanks!
Haha, it does kind of sound like that, but I prefer it to sound like 'team work makes the dream work'.
Houses are not necessarily going to be more expensive, actually there are signs of the real estate market collapsing a bit in a lot of western countries right now. But loans are going to be much more difficult to get. And property taxes are very likely to raise significantly too, thus making ownership a lot more expensive even if your house is fully paid.
Haha, it does kind of sound like that, but I prefer it to sound like 'team work makes the dream work'.
I just accept that I'm not cut out for marriage. I've lived with a couple of girlfriends, one for nearly a decade, in the end I'm SO glad I never got married. Now I have a girlfriend who has her own house just a couple miles away from mine and it's great, I have my space, she has hers, if the shit really hit the fan we could combine households and rent one of them out but I'd really rather not. I don't tell her what to spend her money on and she gives me the same courtesy.
My wife and I earn similar salaries and don't tell each other how to spend it aside from what we put into our house. Sometimes I have to compromise but the frustration subsides when I remember how much less I could afford without her.
I'm not sure, if the following video, explains some of the feelings, behind, people like Frans, situation. It seems to show how some people have rented places to live in Philly, for a very long time, and are very disappointed, that they are apparently being forced to leave.
Because they like it there, feel very safe there, and just want to keep paying rent, and stay there, and not have to move, to somewhere else.
This Fran situation, seems to partly remind me of a (at least once) popular, multimeter (and other things) testing/review Youtube channel, from South Africa , which eventually disappeared (or was planning/seeming to). Called mjlorton.Well... except Martin doesn't seem to have a problem to relocate thousands of km away from his previous place(s).
Her income is plentiful, as far as I can tell she is taking in much more than I do, but she is pissing it away on rent in a totally unsustainable situation.
One of my top tips to wealth would be to find a partner. Two incomes is actually way better than just double the income.
Say you both earn $50k/year and expense are:
$20k/year residence
$15k/year misc.
On your own you only bank $15k/year.
With a partner you share the residence and expenses (maybe slightly higher), so you pocket say $60k/year. That's a x4 improvement over being single. x2 improvement individually.
Now they are building apartment towers because anything within 800m of a train station is now zoned for high rise development. Small shops and business dropping like flies as they are bought out by the developers. And I've shot several videos of my riding around Nowest which is now high-rise central with a ton more to come. There is even talk of a casio going in.
I'd told Fran that I'd stop trying to "help" her, so I guess I have to let my frustration out here. She has told me countless times personally that I just don't get it, and that what she has is literally the only option. I have the call BS on that. And whilst she no doubt has lots of local friends in Philly, she has no family, no partner and no local job to tie her down there. It pains me every time I see a new video talking about the financial situation
My wife and I earn similar salaries and don't tell each other how to spend it aside from what we put into our house. Sometimes I have to compromise but the frustration subsides when I remember how much less I could afford without her.
One of my top tips to wealth would be to find a partner. Two incomes is actually way better than just double the income.
Say you both earn $50k/year and expense are:
$20k/year residence
$15k/year misc.
On your own you only bank $15k/year.
With a partner you share the residence and expenses (maybe slightly higher), so you pocket say $60k/year. That's a x4 improvement over being single. x2 improvement individually.
Now they are building apartment towers because anything within 800m of a train station is now zoned for high rise development. Small shops and business dropping like flies as they are bought out by the developers. And I've shot several videos of my riding around Nowest which is now high-rise central with a ton more to come. There is even talk of a casio going in.That would be my cue to get the hell out of Dodge, being surrounded by highrises is an unlivable hell to me. It's a bit stressful just thinking about it.
High rises are good planning around transit zones, like near railway stations. We can't continue to build car dependent suburbia endlessly. (It's called transport-oriented development, by the way.)
That's why I never got legally married in the first place. It's a huge financial risk, for very little reward. It serves very little purpose in modern society.
High rises are good planning around transit zones, like near railway stations. We can't continue to build car dependent suburbia endlessly. (It's called transport-oriented development, by the way.)You mean ghetto